JUNE 1, 2026 · ACTIVE STORM EVENT

DENVER
HAIL
RECOVERY

Was your property hit by yesterday's severe hailstorm? Check storm exposure for your address, understand the claims process, and schedule a free inspection before you file.

🗺️ Check My Property 📅 Free Inspection

JUNE 1 STORM — IMPACT SUMMARY

3"
Max Hail Size
85
Hail Reports
154K
Housing Units
SEV
Category
Storm Severity SEVERE — 82/100

Affected Areas: Denver, Aurora, Centennial, Englewood, Greenwood Village, Parker, Lakewood, Littleton

🗺️ Storm Intelligence

HAIL MAP & GEO-TARGETING

View the June 1 hail impact zones across the Denver metro. Enter your address to check whether your property falls inside the storm corridor.

🏠 Check Your Property

Enter your address to see if you're in the estimated impact area. An on-site inspection is required to confirm actual damage.

⚠️ POTENTIAL IMPACT AREA

📅 Schedule Free Inspection
3"+ Hail (Extreme)
2"–3" Hail (Severe)
1"–2" Hail (Significant)
0.5"–1" Hail (Moderate)
No Report
🔴

Aurora / Centennial

Primary impact zone. 3" hail confirmed. High inspection priority.

🟠

Denver East / Southeast

2"–3" hail. Significant roof and siding exposure.

🟡

Englewood / Littleton

1"–2" hail reported. Inspect gutters, siding, and roof field.

🟡

Parker / Greenwood Village

0.75"–1.5" hail. Potential cosmetic and functional damage.

🟢

Lakewood / Morrison

Light to no reports. Verify before filing a claim.

🟢

Boulder / Longmont

Outside primary storm corridor. Limited impact reported.

STORM DATA — JUNE 1, 2026

Hail Size Range
0.5" – 3"
Housing Units
154,069
≥0.5" impact zone
Hail Swath Area
457 mi²
Moderate+ impact
Population Exposed
378,943
≥0.5" impact zone

Data Source Note: Hail data is derived from HailPoint.com and NOAA storm reports for the Denver, CO region, June 1, 2026. Data is an estimate — on-site inspection is required to confirm actual property damage. Storm data may be updated as additional reports are filed.

📋 Your Recovery Roadmap

BEFORE YOU FILE A CLAIM

Filing a claim before confirming damage can create unnecessary claims history. Follow these steps to protect your interests and ensure the best outcome.

01

Confirm Storm Exposure

Use the hail map above to check whether your property falls inside the storm impact corridor. Radar data is an estimate — actual damage requires an inspection.

02

Get a Professional Inspection

Request a free roof, siding, gutter, and exterior inspection from Golden Construction before contacting your insurance carrier.

03

Review Findings & Photos

Receive a detailed inspection report with photos documenting any storm-related damage to your roof, siding, gutters, garage doors, and other exterior elements.

04

Contact Your Carrier

If covered storm damage is present, contact your insurance company, provide documentation, and request an adjuster inspection. Upload your policy docs here for guidance.

05

Organize Your Claim

Use the Document Vault below to upload your policy, carrier estimates, adjuster reports, photos, and scope of loss — all in one place.

📄 Policy Intelligence

KNOW YOUR COVERAGE

Understanding these policy items before you file can save thousands of dollars and prevent coverage surprises. Review each section and note what applies to your property.

💰

Deductible Type

Check whether you have a standard dollar deductible or a separate wind/hail deductible (often 1–2% of dwelling value). This is your out-of-pocket responsibility.

🔄

RCV vs ACV

Replacement Cost Value (RCV) pays full replacement. Actual Cash Value (ACV) deducts depreciation. ACV settlements are often lower than expected on older roofs.

🏗️

Ordinance & Law / Code Upgrade

Covers the cost to bring repairs up to current building codes (ice & water shield, drip edge, ventilation, permits). Verify your limit — often 10–25% of dwelling.

🎨

Cosmetic Damage Exclusion

Some policies limit or exclude coverage for cosmetic hail marks on metal panels, gutters, or other surfaces. Review your policy language carefully.

📅

Roof Age / Payment Schedule

Older roofs may be paid on a depreciation schedule reducing settlement significantly. Know your roof age and policy terms before expecting full replacement cost.

🔗

Matching Coverage

Some policies address matching for siding, roofing, or elevations when undamaged portions must be replaced to match repaired sections. Ask your carrier directly.

⚠️ Disclaimer: This information is general guidance only — not legal, insurance, or public-adjusting advice. Your policy and carrier control all coverage decisions. For claim disputes, denials, or coverage questions, consult your carrier, a licensed public adjuster, or an attorney.

📁 Document Vault

UPLOAD CLAIM DOCUMENTS

Organize your policy, photos, carrier estimates, and adjuster reports in one secure place. Import PDFs, Excel files, or Word documents — export anytime.

📋

Declarations Page

PDF or image

📸

Damage Photos

JPG, PNG

📊

Carrier Estimate

PDF or Excel

📝

Adjuster Report

PDF or Word

🔧

Scope of Loss

PDF or Word

📎

Other Documents

Any file type

🤖 AI-Powered Guidance

CLAIM ASSISTANT

Ask questions about the claims process, policy terms, inspection findings, or next steps. Powered by Anthropic Claude. Not legal or insurance advice.

🏠

Storm Recovery Assistant

Powered by Claude · Golden Construction

Online
👋 Hello! I'm the Golden Construction Storm Recovery Assistant. I can help you understand the claims process, explain policy terms like RCV, ACV, deductibles, and code upgrade coverage — and guide you through organizing your claim documents.

What would you like to know?
⚠️ This assistant provides general information only — not legal, insurance, or public-adjusting advice. Your policy and carrier control all coverage decisions.
📅 Schedule Now

FREE INSPECTION REQUEST

Golden Construction provides free roof, siding, gutter, and exterior inspections for homeowners in the storm-affected area. No obligation — get the facts before you file.

Colorado Deductible Law Notice: Under Colorado law (C.R.S. 6-22-105), roofing contractors cannot advertise, promise, waive, rebate, or pay all or part of a homeowner's insurance deductible. Your deductible is your responsibility under your insurance policy. Golden Construction does not waive, rebate, or pay insurance deductibles.
✅

Inspection Request Received!

Thank you. Paul will contact you within 24 hours to confirm your inspection appointment.

Golden Construction
📞 (303) 907-8316 · 📧 constructiongolden@gmail.com
1776 S Jackson St, Denver, CO 80210

❓ Common Questions

STORM RECOVERY FAQ

Quick answers to the questions homeowners ask most after a major hailstorm.

What should I do immediately after a hailstorm? ▾
Document your property immediately with photos and video from ground level. Note date and time. Do not access your roof — wait for a professional. Check for broken windows, dented gutters, and any interior water intrusion. Contact Golden Construction for a free exterior inspection before calling your insurance carrier.
Should I file a claim before getting an inspection? ▾
No. Have your property professionally inspected first. Filing a claim creates a record with your carrier — if no covered damage is found, that claim may still appear in your claims history (C.L.U.E. report) for up to 7 years and could affect your premiums. Inspect first, then decide.
Can a roofing contractor waive my deductible? ▾
No. Under Colorado law (C.R.S. 6-22-105), roofing contractors are prohibited from advertising, promising, paying, waiving, or rebating a homeowner's insurance deductible for covered residential roofing work. Any contractor offering a "free roof" or promising to cover your deductible is violating Colorado law. Your deductible is your financial responsibility.
What is the difference between RCV and ACV? ▾
Replacement Cost Value (RCV) pays the full cost to replace your damaged property at today's prices. Actual Cash Value (ACV) deducts depreciation based on the age and condition of the material — so a 15-year-old roof may receive significantly less than replacement cost. Check your policy to know which applies. If you have RCV coverage, you typically receive an ACV payment first, then the "recoverable depreciation" once work is completed.
What is ordinance or law / code upgrade coverage? ▾
When you repair or replace a roof or exterior, current building codes may require upgrades beyond simply replicating what was there — such as adding ice and water shield, new drip edge, updated ventilation, or pulling permits. Code upgrade coverage pays for these additional costs. Most standard policies include it at a 10% limit, though higher limits can be purchased. Verify your limit before filing.
What surfaces can hail damage beyond the roof? ▾
Hail can damage: roof field shingles, ridge caps, valleys, vents, skylights, gutters and downspouts, siding panels, fascia and soffit, garage doors, window screens and frames, painted wood surfaces, HVAC condensing units, deck furniture, solar panels, and vehicles. A thorough exterior inspection will identify all affected surfaces — not just the roof.
What documents should I upload to the portal? ▾
Upload: (1) Insurance declarations page showing coverage limits and deductibles, (2) Full policy document if available, (3) Damage photos taken immediately after the storm, (4) Carrier estimate or scope of loss, (5) Adjuster inspection report, (6) Any denial letters or coverage dispute letters, (7) Prior repair invoices or permits if relevant.
What is Golden Construction's impact-resistant shingle upgrade offer? ▾
With a qualifying full roof replacement, Golden Construction may offer a no-additional-charge upgrade to eligible Class 4 impact-resistant shingles, subject to product availability, roof design, insurance scope, and a signed project agreement. This upgrade is NOT a deductible waiver, rebate, or cash payment. Ask your carrier whether impact-resistant shingles may qualify for a premium discount on your policy.